A home equity loan is a mortgage loan approval truly based on the equity in your home. Traditionally, home equity mortgage loans are not assess based on a home owner’s credit or income. With a home equity loan, you can access up to 90% of your home value. A home equity loan can also be a home equity line of credit.
Unlike traditional mortgages, a home equity mortgage allows you to access the cash you need from the existing equity built into your home rather quickly. From the mortgage application stage to the closing of a home equity mortgage, it typically takes between two and five business days to fund.
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Getting A Home Equity Loan Is A Very Simple Process..